Are You Being Charged Incorrectly

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By Ethan Kalvin
Published: December 25, 2009

After a hospital stay, it is a good idea to review your bill line by line. There are often errors made and they can be corrected, especially if you approach it in a positive manner. We all have heard the horror stories of $75 aspirins being administered, and it is those stories that cause some distrust in hospitals.

In one recent example, a young couple, he a doctor and she a nurse, had a bad billing experience. The husband had been hospitalized for a short time, and the wife began to review the bill line by line. She discovered charges for administering one drug 7 times per day, when it was only prescribed 4 times per day. The hospital had also made an error which caused her husband to have to stay an additional day. Because of her nursing background, she knew she didn’t have to pay for the extra day because of a medical mistake. She also found a charge for $875 for one drug that she knew should be around $80. Someone likely placed a decimal in the wrong place. Overall she found nearly $7000 of overcharges on the bill.

So when you receive a hospital bill, it is a good idea to sit down and review it very carefully. If you have questions, sit down with your doctor instead of the hospital billing department. The billing department is clerical by nature, and they don’t always have an accurate history of the care that was actually provided. Make sure you ask questions.

There are also resources that you can use to help you find out more information about your bill, there are patient advocates available and if you are having problems dealing with your insurance company you can contact the insurance commissioner in the state you live in, and they can help you.

Medical insurance is there to protect us in case we need it. And hospital stays are unpleasant enough without having to deal with a bill laden with codes and numbers. The hospital can decipher this for you and they will. We know medical bills can be filled with errors and you should not have to pay for things you did not receive. So do your homework, put a little effort into it, and you’ll find that the resolution of the errors will work out as it should.

It may seem difficult to find health insurance, now a days, however there is a solutions. log onto www.individualhealthquotes.com and you can compare medical insurance from multiple companies at one time.

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